Did Hail Damage Roofs in Louisville KY in October 2014?

Map showing the path of hail through Louisville KY on October 6th, 2014.

Was your roof damaged in or around Louisville, KY by the hail storm?

Nearly a week after the hail storm on October 6th, 2014, we are still getting calls and emails asking if the hail damaged roofs in Louisville, KY. Severe weather is a passion of ours. We enjoy it so much that we operate a website dedicated to reporting hail storms and hail damage around the United States. This allows us to not only receive reports of damaging hail before most new agencies, it also allows us to plot the exact path of a storm that included hail. We can see where the hail grew in size and potentially produced damage to roofing, siding, and gutters.

What is hail anyway?

Hail is created when a strong upwards flowing column of air in a thunderstorm holds a clump of frozen precipitation high in the atmosphere. Several layers of ice are frozen to this clump until it is too heavy to overcome the forces of the updraft. It then falls and deposits these clumps of ice on the ground and anything else in the way.

What size does hail need to be in order to cause damage to roofs?

Hail needs to be pretty large in order to damage most roofing systems. When hail is smaller than 1 inch it typically does nothing but bounce around or explode upon impact. Whether your roof is damaged depends on it’s pitch, age, and other factors of the storm.

A roof’s pitch will drastically change the amount of damage that hailstorms can do. A roof with a steeper pitch is usually damaged less by hail falling in a vertical direction due to it’s ability to deflect the strikes. If high winds are present the hail tends to damage the areas facing the direction the storm is coming from. Lower pitched roofs will sustain more damage on all roof faces as more area is exposed to the falling stones.

Newer roofs including dimensional shingles normally begin to show damage when hail reaches 1.75 inches or golfball size and above. Older roofs, especially of the 3-tab type are much more susceptible to damage from hail as small as 1 inch or quarter size. The hail tends to strip the granules away and leaves the fiberglass layer exposed to the harsh elements.

The amount of expected hail damage can change dramatically if the storm also includes high winds. Winds can force the hail to strike your roof at a higher velocity, causing more damage from less size.

Hail Damages Roofing In Different Way

Direction, wind velocity and roof pitch all determine how much damage hail can do to a roof.

Should I Have My Roof Checked For Hail Damage?

We have different recommendations depending on the area of town you live in. Since the hail ranged in size from 1 inch to 1.75 inches, a lot depends on where you live and how old your roof is:

Area Roof Age 1-5 Years Roof Age 5-10 Years Roof Age 10+ Years
Louisville KY No Maybe Yes
Prospect KY No Maybe Yes
Crestwood KY Probably Not Maybe Yes
Buckner KY Yes Yes Yes
Goshen KY No Maybe Yes
La Grange KY No Yes Yes

Map showing the path of hail through Louisville KY on October 6th, 2014.

Can’t I Just Call Any Louisville Roofing Contractor?

No! Not every roofing company in Louisville will put your best interests first. Let me tell you a secret about how most roofing companies handle a hail storm like this. They convince as many people as possible to file a claim and hope that some of them will be paid for by the insurance company. To them, every house must have been damaged in some way by the hail so why not play the numbers game at the homeowner’s expense? For more information see my article about what happened after the 2012 hail storm in Louisville.

Hill Construction Services is a Louisville roofing contractor that will only recommend that you file an insurance claim if there is enough damage to justify it. Filing a claim is pretty serious, you want to be certain there is a very good reason to do so. Our staff is trained to inspect your property in the same way an adjuster would do it. We record all damage seen to all elevations of the home and report our findings to the homeowner. As a matter of fact, several local insurance agents regularly ask us to inspect properties for them before a claim is filed.

Does Your Roof Qualify for a Hail Claim?

The only way to find out if your roof qualifies for an insurance claim is to have it looked at by a professional. Someone with a proven record of approved claims and happy homeowners. We know the difference between hail damage and heat blisters. Our team knows in a second whether you have thermal cracking or other typical shingle defects that sometimes fool untrained hail damage inspectors.

Call us today for a free hail damage consultation. We will let you know your options right away based on the damage to your property. We do this without making you sign anything and also help you throughout the entire restoration process if needed.




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